running as admin prompts vs standard

If I'm the only user of my notebook computer, what are the advantages of using a standard account if I have UAC enabled in an administrator account?
Or is the standard account really only useful for individuals who need someone to look over their shoulder, to prevent the users from installing unauthorized applications?

I was wondering if we had to make a new account to run with UAC whilst browsing as Defender is reporting Protected Mode off. Defender is still working but services etc are not fully protected - wish it we could enable/disable without all the reboot or the need to make another user account for surfing.
I think a standard user account might be one single users could setup for general browsing. I haven't created one but this may be an advantage as there would be more restrictions within IE.

"Grant" wrote:

If I'm the only user of my notebook computer, what are the advantages of using a standard account if I have UAC enabled in an administrator account?
Or is the standard account really only useful for individuals who need someone to look over their shoulder, to prevent the users from installing unauthorized applications?

If you keep UAC enabled, the only difference between a standard user account and an administrator account on a home PC is when a program needs administrator permission.
With an administrator account, a window will pop up asking you for permission to run. You will click Continue, and that program will be given the admin permissions that your account allows.
With a standard user account, the window that pops up will ask for the username and password of an administrator, and then the program will get whatever admin permissions that admin account allows.
- JB
Vista FAQ http://www.jimmah.com/vista/